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  • A character reference letter can make or break an applicant’s chances.

  • Wondering if you really need to submit a cover letter? Here's the truth about this part of the job application process.

  • Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed.

  • Business letters are used to summarize meeting discussions, introduce new information and to set policies and procedures.

  • Creating and maintaining the kind of habits that will benefit you in the long-term can be a challenge.

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  • The Journal welcomes responses to its articles.

  • Believe it or not, the capital A hasn’t always looked the way it does now.

  • Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia.

  • Some job listings will say "cover letter required," while others don't include any mention about it at all.